Read how KYC2020 empowers
Canadian MSBs to stay FINTRAC-ready.

AML Screening for Lending Institutions

Robust Watchlist Screening for Informed Lending Decisions

Revolutionize AML Compliance with Real Time screening decisions from KYC2020

Trusted by over 300 clients

We bring solutions that will make it easier for lenders to comply with AML Regulations.

Identifying Risk Real Time

KYC2020 AI-Driven AML software empowers credit unions, lenders, and financing platforms to identify potential financial crime risk in customers as they occur, allowing proactive detection and immediate action against suspicious activities.

Real-time Detection
Proactive Monitoring
Risk Mitigation
Instant Alerts
RISK!
Verified
Compliant
Automated

Automate Client Onboarding

By automating the collection, verification, and analysis of customer data, the software ensures a seamless and efficient onboarding experience while maintaining compliance with AML regulations. This automation saves time and resources, enabling institutions to focus on providing exceptional lending services.

Save time with automated workflows
Verify customer data instantly
Maintain AML compliance effortlessly

Monitor Customers with Ease

Say goodbye to ineffective re-screening alerts. DecisionIQ offers persistent monitoring. Establish encrypted customer whitelists, under constant scrutiny for changes.

Attain and uphold compliance with ZERO false alerts
Receive email and UI alerts for customer status changes
Schedule ongoing monitoring in line with your risk-based approach
DecisionIQ - Monitoring Dashboard
Active Monitoring
Live
2,456
Monitored
0
Alerts
2h
Next Scan
J
John Smith
Clear
M
Maria Garcia
Clear
R
Robert Chen
Clear
OFAC/SDN
Verified

Focus on Critical Data

Our advanced solution equips credit unions, lenders, and lending firms with critical customer data. Real-time access to OFAC/SDN and global sanction lists enables institutions to make confident lending decisions while minimizing potential risks and ensuring strict compliance with AML regulations.

Revolutionize your underwriting process with our cutting-edge software.

OFAC/SDN Lists
Global Sanctions
Real-time Access
Critical Data

Mitigating Risk with Growing Customers

With the continuous growth of customer base in credit unions, lenders, and lending firms, the risk of potential financial crime escalates. KYC2020 provides scalable solutions to keep pace with customer expansion, ensuring effective risk mitigation and bolstering compliance efforts as the institution expands its lending services.

Scalable Solutions
Customer Growth
Risk Balance
Compliance Ready
FATF Ready

Easily Comply with FATF Recommendations

DecisionIQ enables lending companies to uphold stringent Anti-Money Laundering (AML) and Know Your Customer (KYC) standards. Streamline onboarding, enhance risk assessment accuracy, and fortify your defence against financial crime.

Navigate the regulatory landscape confidently
Provide secure and transparent financial services
Enhance risk assessment accuracy

Configurable solutions, tailored to your business

See the measurable impact our platform delivers for lending institutions

30%
Cost Reduction

Our customers report over 30% reduction in overall cost of sanction screening and monitoring when they switch.

75%
False Positives Reduction

75% reduction in false positives that reduces your manual work.

1500+
Watchlists
185+
Countries
5mn+
Entities
<5hrs
Integration

Increase lending with API Integration

Utilize DecisionIQ's RESTful API to seamlessly integrate loan request processes via APIs. This integration facilitates faster and more secure loan applications, simplifying the user experience for borrowers and ensuring compliance with AML regulations behind the scenes.

Sub-second Response
< 5 Hour Setup
RESTful API
Enterprise Security
loan-screening.ts
// KYC2020 Loan Screening API
const response = await fetch(
  'https://api.kyc2020.com/v1/screen/loan',
  {
    method: 'POST',
    headers: {
      'Authorization': 'Bearer YOUR_API_KEY',
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({
      applicant: {
        name: 'Jane Doe',
        dob: '1985-03-22',
        address: '123 Main St',
        ssn_last4: '1234'
      },
      loan_amount: 50000,
      loan_type: 'personal'
    })
  }
);

const result = await response.json();
// { status: 'APPROVED', risk_score: 12, ... }

Transform Your Lending Compliance

Ready to revolutionize your AML compliance? Get started with KYC2020 today and empower your lending operations with cutting-edge screening technology.

SOC 2 Certified
ISO 27001
GDPR Compliant